Talking to the Insurance Company after a Washington Car Accident

By Hardwick & Pendergast, P.S. on February 21, 2013

Personal injury lawyers in Seattle will advise that injured victims take several important steps following a car accident to ensure that they receive fair compensation for their losses. Part of the claims process involves speaking with the insurance company. It is a common mistake to assume that the insurance company will act in your best interest. This process is fraught with traps and loopholes and the insurance adjuster you are speaking with will likely be looking for any excuse to deny your claim.

Before even calling an insurance company, it is important that you are prepared. Where did it occur? What were you doing at the time of the accident? What types of injuries and losses have you suffered? It is important that you are clear, concise, and consistent with your answers to these and other questions related to the incident.

When the insurance company makes contact with you, deny their request to record the conversation. Never admit fault for the crash. Simply provide the facts and stay on point. Remember, it is in their best interest to deny your claim or to offer you a small settlement to make the case go away. It hurts their bottom line when they have to offer large settlements to injured victims of Washington accidents.

If you have been made an initial offer, do not accept it. If you believe that you are entitled to more compensation, seek a free consultation with an experienced car accident lawyer at Hardwick & Pendergast, P.S., who will be able to evaluate what your claim is worth. Before speaking with an insurance company on your side, get a personal injury attorney on your side who will fight for your rights and best interests.